Posts Tagged ‘economics’
Health Care Reform
December 19th, 2010 | 
Author: Health Care Reform
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This Week in Health Care Reform EasyToInsureME health insurance
JANUARY 22, 2010
This Week in Health Care Reform
After months of public debate and private negotiations, health care reform discussions stalled following Tuesday's Senate vote in Massachusetts. The Democratic Senate lost its 60th vote supermajority when Republican Scott Brown was elected to the United States Senate in the Massachusetts special election.
Health Care Reform Negotiations Post-Massachusetts Special Election
Massachusetts Election of Senate Republican Recasts Debate: Following the election of Republican Scott Brown to the Massachusetts Senate seat Tuesday night, Democratic leaders have been scrambling to revive what could now be a dying bill. The loss of the Democrat's 60th vote in the Senate opens up the legislation to a Republican filibuster - something the Democrats have managed to avoid thus far in the debate.
House and Senate Democrats met this week to discuss how to move forward with the reform legislation in light of this election and promised Wednesday that they would push ahead. There are a number of options that Democrats are considering, but at this point they have not charted their course.
On Wednesday, Speaker of the House Nancy Pelosi (D-CA) attempted to rally House Democrats around a strategy to push the Senate bill through the House and onto President Barack Obama's desk so as to avoid the need to again secure 60 Senate votes. However, the Speaker indicated on Thursday morning that she did not believe she has the needed 218 House votes necessary to move forward. This option would have allowed lawmakersto then propose additional modifications to the approved legislation through a process called "reconciliation," which only requires 51 votes in the Senate.
Other remaining options:
1.
House and Senate Democrats could also quickly complete the merging of the two bills and vote on the combined package before Mr. Brown is sworn in.
2.
Democratic leaders could attempt to re-engage Sen. Olympia Snowe (R-ME), the only Republican who voted for the Senate Finance Committee's bill passed in October. Democrats would need to allow her to amend the bill so that she could support its passage and give Democrats the needed 60th vote; or,
3. House and Senate Democrats could essentially start over in their respective chambers and propose scaled-back versions of the bill under "reconciliation" procedures or regular order. Reconciliation procedures would greatly limit the scope of the legislation to issues only related to raising or spending federal funds; therefore, many provisions, such as creating new insurance exchanges and an individual mandate, might be excluded.
President Obama seemed to indicate that he favors having House and Senate lawmakers start over again and produce a scaled-back bill. In addition, more moderate Senate Democrats - hesitant to push through such a huge partisan bill in light of the Massachusetts election - urged leaders to slow down.
Sen. Jim Webb (D-VA) has called on Senate leaders to suspend voting on health care reform until Mr. Brown is sworn into office. President Obama and Senate Majority Leader Harry Reid (D-NV) have iterated this same message. Further, Sen. Joe Lieberman (D-CT) called for a bipartisan effort as the best way to achieve health care reform legislation.
Health Care Reform Negotiations Prior to Massachusetts Special Election
Senators Urge Guarantee of Government Savings: In a letter sent last Thursday to Sen. Reid, five Democratic Senators asked for the inclusion of a "fail-safe mechanism" in the final bill. This mechanism would give Congress "the tools to keep costs under control should the current savings estimates fail to materialize."
Both the Senate and House versions of the bill rely heavily on reductions in government spending, particularly around Medicare, to help pay for reform. Republicans and some nonpartisan analysts believe the government will not follow through on these spending reductions, which will lead to soaring costs.
President Obama Pushes for Less Protection for Biologic Drugs: Last Thursday President Obama pushed for a change in the health care reform legislation that would reduce the number of years that biologic drugs were patent protected from generic competition, previously set at 12 years. White House officials and Rep. Henry Waxman (D-CA) were negotiating for 10 years protection or less.
Members of the news media speculated that the move to reduce biologic drug protections could be a leverage point for President Obama to pressure the drug industry to increase contributions to pay for health care reform. In fact, the Wall Street Journal reported that Congressional Democrats had already asked drug companies to contribute an additional $10 billion or more, over and above the $80 billion which the industry agreed to early on in the reform negotiations.
President Obama Strikes Deal with Unions: Last week Democratic negotiators struck a deal with union officials and conceded to union demands to scale back a tax on high-end insurance plans. The deal would exempt union workers from having to pay the tax until 2018, five years after the tax would apply to other workers. While the deal would help gain union support for the bill, it would also reduce the amount of tax revenue generated by about 40 percent, to $90 billion. As such, Democratic leaders would need to find other sources of revenue to make up the difference.
Public Opinion
Exit Poll Indicates Health Care Reform as Hot Button Issue: As the ballot polls closed on Tuesday night's Massachusetts Senate election, an exit poll conducted by Frabrizio, McLaughlin & Associates indicated that 52 percent of voters said that they oppose the federal health care reform measure and 42 percent said they cast their ballot to help stop President Obama from passing this legislation. In addition, 48 percent said that health care was the single issue driving their vote.
Polls Show Discontent: The latest Wall Street Journal/NBC News poll indicated that almost half of americans believe the health care reform bill in Congress is a bad idea (46 percent). This figure is up dramatically from April when only 26 percent believed the plan was a bad idea. Further, just 33 percent say the plan is a good idea. Nearly half of those surveyed (48 percent) believe that passing the current legislation would be a "step backward."
In addition, a new Quinnipiac University poll showed that public support for health care reform continues to decline. Thirty-four percent mostly approve, while 54 percent mostly disapprove. At the end of December, 53 percent of Americans mostly approved, while 36 mostly disapproved.
Looking Ahead
Currently, the path to health care reform is unclear. Democrats seek a way to secure the necessary votes to pass the legislation, and some now question the value of pushing such a large bill. President Obama had hoped to see a final bill prior to his State of the Union address, which has been scheduled for January 27; however, it appears this goal is likely out of reach.
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Tutorial, How to Use the Latest Liberty Reserve Debit Card
Over the past year Liberty Reserve has become a very popular payment system and has approximately 4,000 new account holders sign up per day. I felt it was necessary to write a tutorial on the latest Liberty Reserve Debit Card which offers you a convenient and instant way to access your funds using Liberty Reserve. I will assume you, like me, make money online using the Liberty Reserve payment system. I had a need for instant access to my Liberty reserve funds and I would like to show you with a quick tutorial how to use the latest
Liberty Reserve Instant Load able Debit card.
Liberty Reserve quick reference;
Liberty Reserve is an online payment system and provider of digital gold currency (LR-gold). They are an offshore company incorporated in Costa Rica, launching their USD backed digital currency (LR-USD) in 2002 and they also have a Euro backed digital currency (LR-EUR). Their gold backed digital currency was launched in 2005.
Back in June of 2008 a company called DGC Community was in Development and created the Internet's first "instant load able" Liberty Reserve Debit Card.
Google search "DGC Community". Click on the top link of the search engine results to navigate to their homepage. If you are confused by the search engine result simply go to dgccommunity.com.
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To login;
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About the Author
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Options Strategy Earns 100% Annual Returns Again!
Hello Everyone!
Monday, January 24, 2001, to enter several BLIP swing trades and perhaps you may be interested in following in your virtual accounts. There are plenty of folks that are interested in learning about some new ideas and not have to spend or risk any money. This will be the our first BLIP swing trade for 2011 and hopefully will be able to pick up the pace. So, don't worry about feeling you may be missing the boat. It is more important that you learn the process and how to exit the trade.
The ETF's that I will be placing at the money options contract orders are listed below. I will explain the rationale for placing BLIP trades this week for each of the ETF's. To learn more you can always visit our web site for more information and updates as the trades are completed. Please sign up for our overview of the strategies so that you understand the BLIP process and why I am selecting these ETF's and how to exit the trade.
QUICK QUOTETRACKER TECHNICAL INDICATOR READINGS
We use the QuoteTracker software to monitor our positions. This software is free if you don't mind the ads. Otherwise, you can simply pay the small annual fee and have not ads postings.Each of these ETF's offer equity options in both types of options, such as calls and puts. This means that you can trade in both directions, one at the time depending on your investing objectives such as expecting a bullish or bearish price trend. As you can see in the charts, the price for each of the ETF's is approaching a pivot point and there is a high probability that the price will continue in that direction. There are a few economic news items this coming week such as the President of United States, Obama's, State of the Union Address on Tuesday evening. Already parts of the Obama's speech and the nitty gritty contents are being disclosed and it sure looks like the US government is about to print more money to further stimulate the US economy or or at least make a last-ditch effort to generate more new jobs or any jobs to save face with the Amercan people. Needless to say, that will most likely fuel a market rally in the short term on this "sugar high" before the reality hits most folks that we will have to pay back over 14-Trillion dollars of debt someday and if we can't even balance the 1.4 Trillion US annual budget deficit, how in the hell are we going to pay back all that debt without cutting spending which in turn means closing up shop and laying people off government jobs, which seems to be one of the largest overhead costs? Even the Tea Party elected officials all recommend cutting spending, but amazingly no one wants to actually document the details of who's going take the biggest hit and for how long.
With a short-term bullish rally in mind, purchasing call options for the ETF below, which are at the money, and one month out before expiration may be the right approach. If you wish to be more conservative you may consider options that are two months before expiration. Therefore, we are talking about only the February 2011 or March 2011 expiration dates. If the ETF prices close to the next strike price, choose that one and look for a profit target of $.25-$.35 with a breakeven stop-loss if you wish to take your profits in multiple steps depending on how many option contracts you purchase.
THE TARGET ETS TO CONCENTRATE ON
DVY has been one of those ETF's on my radar screen for several years. The reason is because this ETF owns companies which pays dividends along with capital appreciation. The net results are higher income combined than other investments. DVY carries far less risk compared to investing in just one stock for the dividends. Think of it as a self-contained mutual fund. With that said, purchasing the DVY call options may be a no-brainer for some quick profits as the price pivots to the upside.
FAS is an ETF which concentrates on Financial Assets 3X Shares and is more aggressive. So, if you are the nervious type, you you might want to consider the other ETF's which are much more tame. No doubt FAS will move faster than the other ETF's that means it is a two edge sword. You can make more profits in the short period of time but you can also lose more. Only you can determine your tolerance for risk. Once again the calls options for a $.35-$.45 cents target profit would not be out of line. Needless to say, using limit stoploss orders is highly recommended.
EEM is and emerging markets Index ETF which means it carries many international stock companies which interact with the US economy and takes advantage of US exporting. The weaker US dollar makes it far cheaper for companies to purchase our items and that in turn generate profits for those companies with international reach. Again, this ETF may be moderate to slightly higher risk and therefore you should expect the price movements to be sharper and more pronounced. You can make more money in a short period of time, but you can also lose more. You be the judge. Keep an eye and a co-tracker price pivots for a better awareness of the end of the rally.
IWM is an ETF that consist of the Russell-2000 stock index and therefore consist of smaller companies which sometimes have the potential to move much faster (price wise) than the larger counterparts. Therefore, the price movements are exceptional when you purchase IWM and hold option contracts. The smaller companies tend to move later in the bull market runs near the end of the rally. Such as when the market is starting to taper off and rollover. I don't predict that this is the end of the bull rally anytime soon. In fact are 39-week moving average indicator is still in a bullish mode and it has never been wrong in the 20+ years I have used it. Therefore it's full steam ahead. We are in a bullish market.
About the Author
Herman J. Matos, BS/MS has been successfully trading options and forex for almost two decades, licensed teacher and author who regularly contributes articles, videos and ebooks designed for the novice and expert investors. His latest ebooks and videos, "WINs Trading Pro System Video Course and The Busy or Lazy Investor Plan" is available at:
http://www.CoveredCallsWINs.com
or signup for a free items at
http://www.busy-or-lazy-investor-plan.com.
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american made automobiles
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American Red Cross car Donation - Start Up Your Charity Here
Many charity constitutions worldwide are very successful in utilising automobile contribution as a mode to help people and communities in need. There are tons of these non-profit affiliations right now and as we completely recognize, all takes money for the group to exist. For this case of fund-raise programs, the American Red Cross is recognized to have a pleasant reputation in helping to everyone who is in need all over the world and at the same time helping the establishment stay active.
Numerous charities that are unfolding their doorways for whatever it is that you can pass in order to serve especially your automobile. As a dispatcher of car donation initiative, the American Red Cross constantly count for the world-class and the best style for the automobile possessor to donate his car. Strange systems may be asking for piles of demands from the owner only the American Red Cross genuinely is instant enough give a fast process that is why there are loads of prepared givers that are giving some of their belongings to American Red Cross car donation program.
The responsibilities of the American Red Cross is really huge, there is zero question that a motorcar contribution truly is a big help for their financial needs. Part of it ranges to the personnel’s working prices like transportation system expenses, place, etc. While other portion of the car donations moves to the true charity works like food, shelter, clothings of the poor individuals.
An automobile donation may be a big gamble on the donor's part but it is a great mode to serve indirectly because you know that your automobile is actually a good help to all who need it.
About the Author
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amercan economy
amercan economy
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What are some good used hybrid cars for college kids?
I'm just a average city boy who was lucky enough to get in a sweet @$$ college.
I'm not a rich guy, so im trying to save every penny for college.
My college is 200 miles away from the city.
I need a good used hybrid car that I can relatively proud of. (Not a gross prius. I want to have a social life lol)
What are some good used hybrid cars that would help me out? Feel free to name fuel efficent cars too.
PS I would love to drive Amercan. But it doesnt seem to be looking that way in this economy.
Thanks so much!
If you want to save money a hybrid isn't the way to go. Unless you are driving in stop and go traffic all the time you wont save anything noticeable on gas money. However you will pay a whole lot more to buy the car than a similar nonhybrid car.
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Tags: american economy, american economy 2009, american economy 2010, american economy 2011, american economy after pearl harbor, american economy after wwii, american economy insurance, american economy insurance company, american economy statistics, american economy today, economics, economy, finance, money, politics, statistics | 
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